EDC Direct lending
EDC provides direct loans to help mid-sized and large Canadian exporters scale production, invest in new markets and seize global opportunities.
Offered by Export Development Canada
Amount
Direct loans that typically start at $1 million, structured to match your business needs, priced in line with commercial market rates
Quick eligibility check
Who can apply
EDC offers direct loans to Canadian companies pursuing international growth. You may be eligible if:
- Your annual revenue is $10 million or more.
- You’re seeking at least $1 million in funding.
- You are investing in global expansion.
- You need support to boost your export capacity.
About the funding
Flexible deal structures
Choose from a range of financing options, including syndications, clubs, bilateral term loans and guarantees tailored to your needs.
Impactful capital
Access long-term, non-dilutive funding with flexible repayment terms that ease financial pressure and protect your ownership.
Show all funding details
How much scalable financing can I access and for how long?
Loans typically start at $1 million and are structured to match your business needs. Terms vary based on the size, scope and purpose of your growth plans.
How much does an EDC loan cost?
Our direct loans are priced in line with commercial market rates. We’re not a subsidized lender, but we offer competitive terms and flexible repayment options—including penalty-free prepayment under our standard terms.
What can the funds be used for?
A loan from EDC can help you acquire international businesses, invest in new equipment or facilities, increase production capacity or bridge cash flow gaps tied to export contracts.
Similar programs
| Program | Type | Amount | Status |
|---|---|---|---|
| EDC Structured and Project Finance | Loan | No fixed amount | Open |
| FCC Financing Food and Beverage | Loan | No fixed amount | Open |
| BDC Wholesale Financing: Syndicated Financing | Loan | No fixed amount | Open |
| Pivot to grow loan | Loan | Up to $5 million per stream, for a maximum total of $10 million per support program | Open |
