Disaster Financial Assistance (DFA)

DFA is meant to compensate for sudden, unexpected, and uninsurable essential losses. This may include building repairs, replacement of essential personal effects, equipment and inventory, clean up and debris removal.

2.5.1 Claimable items

1. Structural repair or replacement of an eligible structure, including:
2. foundations, footings, seals, slab floors, pilings, structural walls and attached

garages,

1. framing, roofing, doors, windows, materials, wall coverings, mouldings, fixtures

and finishings,

1. filling and levelling to restore essential access,
2. wells, pumps, septic or sewer connections, water connections, electrical

servicing, and space and water heating equipment and gas connections,

1. retaining walls that form part of the eligible structure or that are essential to

sustain land that is immediately adjacent to and critical to the eligible structure, and

1. existing protective works designed to protect banks from erosion.

b. Cleanup and disinfect:

1. casual labour, including the owner, at the British Columbia minimum hourly rate,

up to a maximum of 100 person-hours, unless EMCR authorizes additional labour up to a maximum established amount, and

1. commercial services and rentals, provided those services and rentals are not on

a continuing basis and conform to rates listed in the BC Equipment Rental Rate Guide, copies of which are held by evaluators.

3.0 INFORMATION SPECIFIC TO HOME OWNERS/RESIDENTIAL

TENANTS

3.3 Claimable items

a. Repair to or replacement of eligible personal effects, including:

1. kitchen/dining room a stove, refrigerator, table and chairs, electrical appliances,

table service and kitchen utensils, cleaning supplies and equipment, drapes and curtains, and floor coverings,

1. living room hide-a-bed or chesterfield and/or loveseat, chairs, tables, lamps,

floor coverings, drapes and curtains, a television, and a radio or a stereo system,

1. bedroom bedding, bedroom suites, box springs and mattresses, lamps, floor

coverings, drapes and curtains,

1. bathroom floor coverings, curtains, towels and toiletries,
2. laundry room a washer, a dryer, an iron, an ironing board, laundry supplies,

curtains and floor coverings,

1. miscellaneous clothing, household tools, prescription medicines, a sewing

machine, a vacuum cleaner, a telephone, a mirror, a freezer, freezer food and root vegetables stored in a root cellar, and

1. specialized clothing, tools or equipment that are required for the applicant's

current trade or profession and are essential for the applicant's ability, at the time of the claim, to earn the applicant's livelihood.

4.0 INFORMATION SPECIFIC TO SMALL BUSINESS OWNERS

4.3 Claimable items

1. Structural repair to or replacement of eligible business structures, including:
2. parking areas, pumps, services and connections, and space and water heating

equipment. b. Repair to or replacement of eligible business materials, including:

1. books and papers required to carry out the business,
2. tools and equipment essential to the business,
3. business furnishings, and
4. inventory at replacement cost.

5.0 INFORMATION SPECIFIC TO CHARITABLE ORGANIZATIONS

5.3 Claimable items

1. Structural repair to or replacement of eligible charitable or volunteer structures,

including:

1. outbuildings essential to the operation of the organization.
2. Repair to or replacement of eligible charitable or volunteer materials, including:
3. business books, papers, tools, equipment, and furnishings essential to the

operation of the organization, and

1. inventory for sale, at replacement cost.

6.0 INFORMATION SPECIFIC TO FARM OWNERS

6.3 Claimable items

1. Structural repair to or replacement of eligible farm structures, including:
2. filling and levelling to restore essential access to fields and outbuildings,
3. parking areas, pumps, services and connections and space and water heating

equipment essential to farm operations, and

1. fences on working farms where livestock is kept, excluding ornamental fences.

b. Repair to or replacement of eligible farm materials including:

1. harvested crops for which insurance was not available in British Columbia and

for which no other government financial aid or program exists,

1. farm machinery that was not insurable,
2. bedding, pesticides, mulch, feed, seed and product losses including fertilizers,

biocides, hormones and supplements essential to farm operations, and

1. livestock and poultry essential to farm operations.

c. Cleanup and disinfect:

1. restoration of farmland to a workable condition, including, without limitation,

removal of debris, replacement of topsoil, restoration of fertility by manure or commercial fertilizer and land levelling where land gouging or surface erosion has occurred, provided that the cost of restoration does not exceed the previous assessed value of the land unit being restored and that the land was, before the occurrence of the disaster, in production or was being left fallow in accordance with good farming practices, and

1. use of own equipment, excluding depreciation costs, at rates listed in the BC

Equipment Rental Rate Guide plus fuel and lubricants not included in the rates listed in that guide.