BDC Wholesale Financing: Securitization and Specialty Finance
BDC leverages indirect channels to increase its impact on Canadian businesses by providing capital to financial intermediaries. In doing so, BDC aims to broaden its reach to support Canadian entrepreneurs through the financial ecosystem.
Offered by Business Development Bank of Canada (BDC)
Amount
No fixed amount
Quick eligibility check
Who can apply
Through our platform, we offer securitization, secured and structured loans for:
- Small and medium-sized financial institutions that lend to or assist commercial entities
- Underlying assets/securities that are primarily equipment, vehicle/fleet leases or loans
- Inventory financing programs
- Companies with a demonstrable ability to grow their operations
If you run a finance or leasing company and want to gain access to funding, we will work with your business to assess your needs and determine financing rates based on your company’s assets.
About the funding
Through our expertise and experience in multiple industries, we provide liquidity to Canadian financial institutions throughout economic cycles.
Through our platform, we offer securitization, secured and structured loans for:
Through F-PIL, companies can access funding with scalable financial terms for more access to financing and potentially more favourable funding costs. These companies can be more competitive on pricing with SMEs.
- Favourable funding costs, which can be passed on to entrepreneurs
Show all funding details
- Funding provided on a match-funded basis, e.g. contracts funded for their entire term
- Uncommitted and committed facilities
- No public rating required
- Template documentation to make transactions more timely, cost effective and easier to complete
BDC assesses each finance or leasing company's needs and sets financing rates based on the company's assets.
Similar programs
| Program | Type | Amount | Status |
|---|---|---|---|
| Advance Payments Program | Loan Guarantee, Loan | Up to $1,000,000 | Open |
| BDC Commercial real estate loan | Loan | Typically starts at $100,000 and can go up to several million dollars | Open |
| BDC Growth & Transition Capital: Creation and culture | Loan | Loans of more than $350,000 (loans of $350,000 or less go through the Small Business Loan), with a higher percentage of financing, longer repayment periods and payments matched to your cash flow, plus consulting services | Open |
| BDC Growth & Transition Capital: Working Capital | Loan, Investment | Financing from $250,000 to $35M, repayable over 2 to 8 years | Open |
