Production insurance for berries
Production Insurance for berries protects your farm from the financial impacts caused by extreme weather.
Offered by Ministry of Agriculture and Food
Amount
Yield loss coverage of 50% (minimum), 70% or 80% of probable yield (replacement value up to 100%); plant loss coverage of 95% or 99% of plants; premiums cost-shared up to 80% with the provincial and federal governments
Quick eligibility check
Who can apply
Each of the applicant(s) must sign here. The applicants are stating that they have an insurable interest in the subject matter. This means that the applicant(s) own, lease or rent in whole or in part the crop and/or the plants, vines or trees being insured. The assumption is that the applicant(s) will be financially affected by the success or failure of the crop or perennial plants, vines or trees.
About the funding
Yield Loss
Provides protection when an insured peril reduces your berry harvest below the amount you've insured for. The coverage available to you is based on your farm's historical production yields.
- Production loss coverage: you can choose to protect 50% (minimum), 70% or 80% of your probable yield.
- Insurable value (replacement value): buying a higher level of production loss coverage allows you to increase the replacement value of your crop to 100%.
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Plant Loss
Protects you against specific insured perils that cause permanent plant loss for blueberries and strawberries.
- Basic Blueberry Plant Loss Coverage is included when you purchase Yield Loss Coverage.
- Strawberry Plant Loss Coverage is available in the first two winters for strawberry plants.
- Plant loss coverage: you can choose to protect 95% or 99% of your plants.
- Insurable value (replacement value): plant loss coverage allows you to increase the replacement value of your plant.
IMPORTANT: Berry coverage is governed by the Berry Policy (PDF, 1004KB), which outlines coverage terms, conditions and perils.
Coverage by crop type
Crop type: Blueberry; Yield Loss Coverage: ✅; Plant Loss Coverage: ✅
Crop type: Cranberry; Yield Loss Coverage: ✅; Plant Loss Coverage: ❌
Crop type: Raspberry; Yield Loss Coverage: ✅; Plant Loss Coverage: ❌
Crop type: Strawberry; Yield Loss Coverage: ✅; Plant Loss Coverage: ✅
Premiums are cost-shared up to 80% with the provincial and federal governments - making coverage more affordable for you!
You may qualify for a claim payment when you experience a production loss or plant loss greater than the deductible you selected. Perils, coverage conditions and exclusions are outlined in the Policy Wording of the insurance product that you purchased.
For example, if you purchased coverage for 80% of your production, and experience an insured peril that affected 50% of your crop, Production Insurance will compensate you for the 30% production loss.
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