MASC AgriInsurance
AgriInsurance is a flexible and affordable risk management solution for Manitoba farmers, protecting against crop production shortfalls and quality losses caused by natural perils. AgriInsurance covers over 80 annual crops and forages during establishment and production, as well as the inability to seed in the spring due to wet conditions.
Offered by Manitoba Agricultural Services Corporation
Amount
Coverage of 50, 70, or 80 per cent of probable yield, or up to 90 per cent of probable yield with the Crop Coverage Plus option; premiums paid 40 per cent by insured producers, 24 per cent by the Government of Canada and 36 per cent by the Manitoba Government
Quick eligibility check
Who can apply
Over 80 crop types are eligible for insurance.
Eligibility Guidelines Relating to Independent Farm Units
These guidelines outline the specific criteria that determine the eligibility of a producer for an MASC AgriInsurance contract.
Eligibility of Broadcast and Aerial Seeding
MASC provides insurance for crops that are broadcast or aerial seeded, provided that steps are taken to minimize the risks associated with seeding by these methods, and that the crop achieves establishment.
About the funding
AgriInsurance can be tailored to fit different types of farming operations and budgets, with three coverage levels to choose from: 50, 70, or 80 per cent of probable yield, or the Crop Coverage Plus option, which provides coverage up to 90 per cent of probable yield.
Coverage is provided against natural perils including drought, excessive heat, flood, excess moisture, insect infestations, fire, hail, wind, plant disease, frost, winterkill, and wildlife damage.
- AgriInsurance offers a crop production guarantee, including a quality adjustment for most crops.
- AgriInsurance does not guarantee market price or compensate for management related losses such as weed infestations.
Show all funding details
AgriInsurance premiums and coverage are determined by:
- The risk area where your crops are grown. MASC divides Manitoba into 15 Risk Areas of similar crop protection risk.
- Your probable yield for each insured crop, which is the amount of production expected to be harvested.
- Your preferred coverage level.
- You can choose 50, 70, or 80 per cent coverage of your probable yield.
If your harvested production (adjusted for quality losses) falls below your coverage, you will be paid an indemnity equal to the production difference multiplied by MASC’s dollar value for the crop.
For most AgriInsurance programs, premiums are paid 40 per cent by insured producers, 24 per cent by the Government of Canada, and 36 per cent by the Manitoba Government.
Exceptions: the Reduced Deductible Option for Excess Moisture Insurance (participating producers pay entire premium), and the highest level of optional Excess Moisture Insurance coverage (67 per cent participating producers, 20 per cent Canada and 13 per cent Manitoba).
Similar programs
| Program | Type | Amount | Status |
|---|---|---|---|
| AgriInsurance for Organic Crops | Insurance | Organic crop insurance coverage based on individual yield history (50 per cent of the conventional average yield for each year of missing data), with the premium cost shared 40 per cent by the producer, 36 per cent by the Government of Canada and 24 per cent by the Province of Manitoba | Open |
| Basic Hay Insurance | Insurance | Coverage of 80 per cent of the Probable Yield, valued at the High Dollar Value ($114 per tonne) or Low Dollar Value ($68 per tonne) option | Open |
| Contract Price Option | Insurance | No fixed amount | Open |
| Corn Insurance | Insurance | Coverage of 50, 70, or 80 per cent of probable yield, or Crop Coverage Plus (CCP) up to 90 per cent coverage (excluding silage) | Open |
