InsuranceManitobaWorking Capital

Pasture Days Insurance

Pasture Days Insurance provides insurance coverage for livestock producers for losses due to weather-related grazing shortfalls during the summer pasture period.

Offered by Manitoba Agricultural Services Corporation

Amount

Coverage at 90 per cent of normal Animal Unit Days, with dollar coverage of $2.25 per Animal Unit for each Animal Unit Day; premium costs shared 40 per cent by the producer, 36 per cent by the Government of Canada and 24 per cent by the Province of Manitoba

Quick eligibility check

Years in business
No minimum stated
Employees
No limit stated
Revenue
No limit stated
Legal structure
No requirement stated
Location
Manitoba

Who can apply

Pasture Days Insurance is available to all producers in Manitoba that:

  1. have an active AgriInsurance policy, but do not have Pasture selected for insurance in combination with Forage Insurance; and
  2. have a minimum total of 30 ā€˜Animal Units’ of eligible livestock types on pasture; and
  3. apply for or renew Pasture Days Insurance by March 31.
  4. An ā€˜Animal Unit’ is the number of livestock equivalent to a mature cow.

1 Mature cow (open cow)

= 1.0 Animal Units

1 Bull, bred cow, or cow/calf pair

= 1.3 Animal Units

1 yearling calf, steer, or heifer

= 0.6 Animal Units

Sheep, Goats, Bison, Horses, Donkeys, Mules, Elk, Deer, Llamas, and Alpacas are also considered eligible livestock. Please contact MASC for exact Animal Units values for each eligible animal type.

About the funding

  1. Coverage for Pasture Days Insurance is based on historic grazing period data obtained from Manitoba Community Pastures. New participants receive the historic grazing period (in 2026 it is 134 days) as their coverage, which is adjusted based on their actual experience for subsequent years.
  2. The grazing period includes the time livestock spent on actual pasture and does not include grazing hay fields or stubble fields. An individual 10-year average will be developed for future years coverage based on each producer’s individual annual grazing period and animal units on pasture.
  3. Coverage begins when your cattle are put on pasture, but in any event, no sooner than May 1.
  4. The coverage level for Pasture Days Insurance is set at 90 per cent of normal Animal Unit Days, meaning a claim is paid if the actual grazing period is less than 90 per cent of the insured’s calculated Animal Unit Days.
Show all funding details
  1. Dollar coverage is set at $2.25 per Animal Unit for each Animal Unit Day.

Claims will be paid after November 30 when the pasture coverage ends.

An indemnity is issued on a producer’s claim when the actual grazing period is less than 90 per cent of the derived Animal Unit Days (22,914 in example). The producer will be paid $2.25 per Animal Unit for every shortfall day.

Premium costs are shared 40 per cent by the producer, 36 per cent by the Government of Canada, and 24 per cent by the Province of Manitoba.

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