Construction & Real Estate Grants in Canada: Current Grants + Tips for Applying

The construction and real estate sector is vital in shaping Canada’s infrastructure and economy. From building sustainable housing to developing commercial spaces, businesses in this industry drive progress and growth. However, these ventures often require substantial capital. Business grants offer targeted funding to support innovation, sustainability, and workforce development in the sector.

Key Takeaways

  • Business grants are non-repayable funds provided to support specific goals in the construction and real estate sector.
  • Funding is offered by federal and provincial governments, as well as non-profit organizations, to encourage growth, sustainability, and innovation.
  • Eligibility typically depends on location, industry focus, project alignment, and financial need.
  • Funds can be used for activities like energy-efficient building projects, workforce training, technology adoption, and community development.
  • Complementary funding options include business loans, equity investments, and tax incentives.

What is a Business Grant?

A business grant is a non-repayable financial award provided by governments, non-profits, or private organizations to support specific objectives in the construction and real estate industry.

Construction & real estate grants aim to promote sustainable practices, foster innovation, and boost economic growth by addressing the sector’s unique challenges and opportunities.

Types of Grants Available:

  1. Activity-Oriented Grants: Support essential activities like energy-efficient retrofits, workforce training, and technology adoption.
  2. Audience-Specific Grants: Target specific groups, such as Indigenous entrepreneurs, women in construction, or youth entering the trades.
  3. Industry-Specific Grants: Focus on advancing construction technologies, green building practices, and affordable housing initiatives.
  4. Regional Grants: Designed to stimulate economic development in underserved areas or support local infrastructure projects.

Grants vs Loans in Canada for Construction & Real Estate

Both grants and loans provide essential funding but serve different purposes and come with distinct advantages and challenges:

AspectGrantsLoans
RepaymentNot requiredRequired with interest
Financial RiskLowMedium to high
EligibilityBased on project alignmentBased on creditworthiness
Application ProcessCompetitive and lengthyStraightforward but credit-dependent


Choose grants for projects that align with specific funding goals, such as energy efficiency or workforce development. Opt for loans when you need flexible capital for broader business needs. Combining grants and loans can provide a balanced financial strategy.

Types of Grants for Construction & Real Estate in Canada

Federal Government Grants for Construction & Real Estate

Federal government business grants focus on advancing national priorities in the construction and real estate sector. These grants aim to foster innovation, reduce environmental impact, and support large-scale infrastructure and community development projects. Typical activities funded include green building initiatives, workforce development, and research into sustainable construction methods.

Provincial Government Grants for Construction & Real Estate

Provincial governments provide grants tailored to address local and regional challenges within the construction and real estate industry. These grants often support activities like affordable housing developments, energy-efficient retrofits, and regional infrastructure improvements. By funding these projects, provinces aim to stimulate local economies, create jobs, and enhance community well-being.

Non-Profit Grants for Construction & Real Estate

Non-profit organizations offer grants to support specific causes in construction and real estate, such as environmental sustainability or affordable housing. These grants typically fund projects that align with the organization’s mission, including pilot programs for innovative construction technologies, educational initiatives, and projects aimed at improving housing accessibility for underserved populations.

Eligibility Criteria for Construction & Real Estate Grants in Canada

Eligibility for grants in this sector depends on various factors, including:

1. Business Location

  • Grants may target businesses operating in specific regions, particularly those identified as underserved or in need of infrastructure improvements. Urban renewal areas and rural communities are often key focuses.

2. Industry Focus

  • Applicants must demonstrate active involvement in construction, real estate, or related activities such as sustainable building practices, property management, or community development.

3. Project Alignment

  • Proposals must directly align with the grant’s stated objectives. This might include energy efficiency improvements, workforce upskilling programs, or the development of affordable housing solutions.

4. Organizational Capacity

  • Businesses must provide evidence of their capability to execute the project, such as a strong team, clear timelines, and robust project management practices.

5. Compliance and Accountability

  • Recipients are expected to adhere to all regulatory standards and provide regular reports on progress, financial expenditures, and achieved milestones. Non-compliance may affect future funding opportunities.

6. Financial Contribution

  • Many grants require applicants to contribute matching funds or demonstrate financial commitment to the project.

Applying for Construction & Real Estate Business Grants: Top 5 Tips

1. Understand Your Project Needs

  • Clearly outline the problem your project addresses and its expected impact. Define your goals, target beneficiaries, and long-term benefits to demonstrate alignment with grant objectives.

2. Prepare a Comprehensive Application

  • Develop a detailed proposal that includes project timelines, financial breakdowns, and measurable success indicators. A well-organized application with clear, evidence-based justifications stands out to evaluators.

3. Highlight Innovation and Sustainability

  • Showcase how your project incorporates innovative techniques, technologies, or practices that contribute to sustainability, efficiency, or community enhancement. These elements often align with key grant objectives.

4. Leverage Partnerships and Collaboration

  • Demonstrate how partnerships with other businesses, non-profits, or government entities will strengthen your project’s implementation and outcomes. Collaborative efforts can add credibility and appeal.

5. Plan for Future Impact and Scalability

  • Highlight how your project’s success can be scaled or replicated to benefit the broader construction and real estate industry. This forward-thinking approach resonates with grant providers seeking long-term impacts.

Alternatives to Construction & Real Estate Grants in Canada

Business Loans & Credit for Construction & Real Estate Businesses

Loans provide flexible funding for various business needs, including:

  • Equipment Financing: Secure funding for purchasing or leasing construction machinery, tools, or vehicles critical for project execution.
  • Working Capital Loans: Ensure smooth operations by covering short-term expenses, such as payroll, materials, or overhead costs, during the project lifecycle.
  • Line of Credit: Establish a revolving credit line to handle unexpected expenses or gaps in cash flow.

Startup Programs for Construction & Real Estate Businesses

Startup programs support emerging entrepreneurs through funding, mentorship, and networking. These programs often focus on:

  • Seed Funding: Providing initial capital for new ventures to launch innovative projects or services in construction and real estate.
  • Training Opportunities: Offering workshops, certifications, and courses to develop skills in project management, sustainability practices, and advanced construction techniques.
  • Business Networking: Facilitating connections with industry leaders, investors, and other entrepreneurs to foster collaboration and growth.

Equity Investment Programs for Construction & Real Estate Businesses

Equity investment programs connect businesses with investors who provide funding in exchange for an ownership stake. Key benefits include:

  • Access to Capital: Obtain significant funding for high-growth or large-scale projects without the immediate repayment obligations of loans.
  • Strategic Guidance: Gain valuable expertise and mentorship from experienced investors or venture capital firms.
  • Market Expansion Opportunities: Leverage investor networks to access new markets or customers.

Construction & Real Estate Grants in Canada – Current Grants Available

In the sections below you’ll find a sample of the federal and provincial grants currently available for construction & real estate businesses in Canada:

Federal Government Grants for Construction & Real Estate

Seed Funding

Amount:

$500,000.00

Type of Program:

Grant, Loan

Description:

Financial assistance to help community housing providers with the costs of early development activities related to the predevelopment costs of building a new affordable housing project or renovating an existing affordable housing project.

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Research and Knowledge Initiative

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Research and Knowledge Initiative (RKI) is a competitive, merit-based contributions funding program that supports data and research on issues related to public infrastructure and communities. The purpose of the Research and Knowledge Initiative is to advance the understanding of public infrastructure needs, challenges, and opportunities relevant to Canadians. The program also aims facilitate collaboration among key public infrastructure actors and stakeholders, and support data, research, and knowledge-sharing activities.

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Preservation Funding for community housing

Amount:

$75,000.00

Type of Program:

Grant

Description:

Financial assistance to help community housing providers complete preservation activities related to the sustainability of existing community housing projects.

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PacifiCan Regional Homebuilding Innovation Initiative in British Columbia

Amount:

no fixed amount

Type of Program:

Grant

Description:

Through the Regional Homebuilding Innovation Initiative (RHII), we’re delivering $7.1 million in funding to support local innovative housing solutions across British Columbia. The RHII supports the residential homebuilding supply chain and changes the way homes are built in British Columbia by:
a. advancing innovative homebuilding solutions
b. boosting manufacturing efficiency in the homebuilding sector
The RHII in British Columbia is part of a nationwide Government of Canada initiative that will invest $50 million over 2 years and is an important part of Canada’s Housing Plan.

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Natural Infrastructure Fund

Amount:

$1,000,000.00

Type of Program:

Grant

Description:

Through the Natural Infrastructure Fund (NIF), the Government of Canada is investing $200 million to support projects that use natural or hybrid approaches to protect the natural environment, support healthy and resilient communities, and contribute to economic growth. Natural infrastructure, particularly in urban areas, creates a connection to nature that contributes to wellness and mental health, and increased access to green spaces promote recreation and social connection.

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National Trade Corridors Fund (NTCF)

Amount:

$500,000,000.00

Type of Program:

Grant

Description:

Transport Canada’s National Trade Corridors Fund provides funding for infrastructure projects in Canada, including work to airports, ports, rail yards, transportation facilities and access roads.

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National Housing Strategy Demonstrations Initiative

Amount:

$1,500,000.00

Type of Program:

Grant

Description:

The National Housing Strategy Demonstrations Initiative funds the demonstration of solutions that support housing affordability in real environments. Solutions support National Housing Supply priority areas and groups and outcomes, focusing on solutions with evidence of positive impact. The initiative intends to increase adoption of high-quality solutions for greater sector impact, Demonstrations support active scaling/replication with solutions adopters.

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Housing Supply Challenge

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Housing Supply Challenge invites citizens, stakeholders, and experts to propose solutions to the barriers to new housing supply. The challenge will distribute $300 million in funding over 5 years.

Successful submissions that address barriers to supply will receive funding to prototype or incubate their proposal. Following the prototype stage, a number of selected finalists will share a pool of additional funding to implement their proposed solutions.

Each round awards proposals that address housing supply barriers such as building timelines, construction productivity, and improving data on land availability.

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FedDev Regional Homebuilding Innovation Initiative for Northern Ontario

Amount:

$500,000.00

Type of Program:

Grant

Description:

The Regional Homebuilding Innovation Initiative provides support to pursue new approaches for building houses, including designing and upscaling modular homes, the use of 3D printing, mass timber construction, panelized construction, as well as implementing net-zero and climate resilient homebuilding practices.

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Disaster Mitigation and Adaptation Fund (DMAF)

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Disaster Mitigation and Adaptation Fund (DMAF) is a national, competitive, merit-based contribution program. The DMAF is aimed at strengthening the resilience of Canadian communities through investments in infrastructure projects, including natural infrastructure projects, enabling them to better manage the risk associated with current and future natural hazards, such as floods, wildfires and droughts.

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CED Regional Homebuilding Innovation Initiative

Amount:

no fixed amount

Type of Program:

Grant, Loan

Description:

The Regional Homebuilding Innovation Initiative (RHII) provides for one-time funding of $50 million up to March 31, 2026, to develop innovative manufacturing solutions to accelerate the construction of multi-unit residential housing across the country.

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CanNor Regional Homebuilding Innovation Initiative

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Regional Homebuilding Innovation Initiative provides support to pursue new approaches for building houses, including designing and upscaling modular homes, the use of 3D printing, mass timber construction, panelized construction, as well as implementing net-zero and climate resilient homebuilding practices.

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Canada Housing Infrastructure Fund

Amount:

Type of Program:

Grant

Description:

The Canada Housing Infrastructure Fund (CHIF) is a $6 billion fund that aims to accelerate new construction, rehabilitation and expansion of housing-enabling drinking water, wastewater, stormwater, and solid waste infrastructure, directly supporting the creation of new housing supply and improved densification.

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Affordable Housing Innovation Fund

Amount:

$550,800,000.00

Type of Program:

Grant

Description:

The Affordable Housing Innovation Fund supports new ideas that will drive change and disrupt the industry — ideas and approaches that will evolve the affordable housing sector and create the next generation of housing in Canada.

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ACOA Regional Homebuilding Innovation Initiative

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Regional Homebuilding Innovation Initiative provides support to pursue new approaches for building houses, including designing and upscaling modular homes, the use of 3D printing, panelized construction, as well as implementing net-zero and climate resilient homebuilding practices.

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Provincial Government Grants for Construction & Real Estate:

Workplace Innovation Fund

Amount:

$10,000,000.00

Type of Program:

In-Kind Support, Grant

Description:

The Workplace Innovation Fund helps test and implement new ideas to address labour shortages and prepare for a changing economy.

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Urban Development Incentives

Amount:

$50,000

Type of Program:

Grant

Description:

The City of Saint John offers financial incentives to undertake development projects on the Central Peninsula. The Central Peninsula includes the Uptown, South End, and Waterloo Village.

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Tourism Establishment Accessibility Program: Innovative Project

Amount:

$50,000.00

Type of Program:

Grant

Description:

This program stream provides tourism businesses funding for projects aimed at expanding and diversifying the accessible tourist offer or presents an improvement through the acquisition of adapted equipment or the establishment of accessible activities.

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Tourism Establishment Accessibility Program: Infrastructure and Exterior Development

Amount:

$100,000.00

Type of Program:

Grant

Description:

This program stream provides tourism businesses funding for projects aimed at making infrastructure and landscaping accessible or improving the company’s current offer.

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Tourism Establishment Accessibility Program: Collective Project

Amount:

$300,000.00

Type of Program:

Grant

Description:

Applicants for PAET’s third stream can come together to propose a collective project by designating a responsible organization acting as file holder (examples: grouping of festivals and events acquiring an accessible platform, which is reused by all members, grouping of businesses tourists by purchasing an adapted dock and a hoist).

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The Opportunity Calgary Investment Fund (OCIF)

Amount:

No specific amount was identified.

Type of Program:

Grant, Investment

Description:

Created in 2018, The Opportunity Calgary Investment Fund works to grow and diversify our economy, create jobs and training opportunities, and spurs a wide range of private, non-profit and public sector investments in the city.

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Talent Development – Internship Program (TDI)

Amount:

$20,000

Type of Program:

Grant

Description:

The Talent Development – Internship Program (TDI) provides support for recent undergraduate or Master’s graduates, to work on industry- driven projects related to the six CIT Critical Technology areas: 5G and advanced networks, AI, Blockchain, Cybersecurity, Quantum, and Robotics, in any one of the four key sector areas: Advanced Manufacturing, Agri-Food, Construction, Mining. Companies can tap into world-class talent coming out of Ontario’s publicly funded post-secondary institutions and strengthen their capacity to develop new products, services and processes, while interns receive hands-on industry experience in areas such as software and hardware development, artificial intelligence, and data analytics.

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Storefront Refresh Grant

Amount:

$20,000

Type of Program:

Grant

Description:

This is a matching reimbursement grant for small exterior renovations

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Storefront Improvement Grant

Amount:

$50,000

Type of Program:

Grant

Description:

This is a matching reimbursement grant for large, significant exterior renovations, up to 50% of project costs.

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Sector Adoption Program

Amount:

$1,000,000

Type of Program:

Grant

Description:

As part of the broader Critical Industrial Technologies initiative, the Sector Adoption (SA) Program is a challenge based multi-partner program that drives significant impact and advancement of a whole sector.

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Save on Energy – Retrofit Program

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Save on Energy Retrofit program offers businesses in Ontario incentives to upgrade equipment, reduce energy bills, lower their carbon footprint and increase productivity. The incentives are designed to help businesses speed up their payback on energy-efficiency equipment upgrades. The program offers incentives in two streams:
– Custom stream for larger, more complex retrofit projects to capture greater energy savings;
– Prescriptive stream for targeted retrofit projects focusing on commonly used products and technologies.

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Save on Energy – Industrial Energy Efficiency Program (IEEP)

Amount:

$5,000,000

Type of Program:

Grant

Description:

The IESO’s Save on Energy Industrial Energy Efficiency Program (IEEP) has been extended until June 30, 2025. It supports customers across Ontario in improving their industrial processes and implementing system optimization projects. The program offers organizations up to $5 million in financial incentives for each large, industrial energy-efficiency project accepted into the program. Eligible projects will deliver electricity savings using proven commercial technologies to lower energy consumption and reduce electricity bills.

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Save on Energy – Energy Performance Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Energy Performance Program (EPP) rewards customers who are able to make behavioural and operational changes that support capital investment projects, enabling them to grow their energy savings year over year.

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Revitalizing Hamilton Tax Increment Grant Program

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Revitalizing Hamilton Tax Increment Grant Program (the Program) is intended to provide a Grantto incentivize property owners within strategic commercial districts to develop,redevelop or otherwise improve properties and/or buildings (including designated heritage buildings) in a mannerthat will supportthe broader revitalization ofthe commercial district as well as generate new municipal property tax revenue through increased property assessments.

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Revitalization Extensive Project Fund (REPF)

Amount:

$50,000

Type of Program:

Grant

Description:

The Revitalization Extensive Project Fund offers organizations the opportunity to apply for funding for larger-scale projects in Revitalization Areas.

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Residential Development Charges Grant

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Residential Development Charges Grant program is designed to encourage private sector investment in residential property development in the Downtown and Old East Village areas. A grant, equal to a rebate of residential Development Charges (DCs), is offered for each new residential unit constructed.

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Regional Housing First Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Regional Housing First Program (RHFP) will increase the creation of affordable rental housing, including addressing the needs of people experiencing homelessness in Greater Victoria. The program is the result of a partnering agreement between the Capital Regional District (CRD), BC Housing and Canada Mortgage and Housing Corporation (CMHC).

Through RHFP, BC Housing, the CRD and CMHC will invest to develop and acquire new affordable housing units to be owned by the CRD or Provincial Rental Housing Corporation (PRHC). Those units will be operated by successful project proponents or non-profit partners. CRD and BC Housing will also seek partnership opportunities to further increase the supply of affordable rental housing within the capital region.

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Regional Development Charge: Reduction for Industrial Use

Amount:

No fixed amount

Type of Program:

Grant

Description:

Reduced rates for a new industrial building or an enlargement of more than 50 per cent of the gross floor area of an existing industrial building, as defined in the Regional Development Charge By-law 14-046.

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Regional Development Charge Grant: Affordable Housing

Amount:

No fixed amount

Type of Program:

Grant

Description:

Limited grants to offset Regional Development Charges (RDC) for rental and supportive housing project priorities that proceed to building permit stage on a first-come, first-served basis. Only applicable for projects that have received a capital grant through the Affordable Housing Strategy Program.

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Regional Development Charge Exemptions: Brownfields

Amount:

$1,000,000

Type of Program:

Grant

Description:

Brownfield sites may be eligible for Regional Development Charge (RDC) Exemptions to help cover the cost of remediation. The value of the RDC Exemption is based on the sum of direct costs of remediation at 50% reimbursement to a maximum of $1,000,000, less any additional financial assistance previously received. This exemption applies to all of Waterloo Region, except where development charges are waived for developments. Please refer to the Regional Development Charges Bylaw 19-037 (specifically, Schedule C) for more information.

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Reaching Home Program

Amount:

$1,070,000.00

Type of Program:

Grant

Description:

The City of Iqaluit is pleased to announce that the Reaching Home team is now accepting proposals for funding to support projects aimed at preventing and reducing homelessness in Iqaluit for the 2025-2026 fiscal year.

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Public Washrooms Accessibility Grant

Amount:

$50,000.00

Type of Program:

Grant

Description:

The Public Washroom Accessibility Grant is a part of the Citywide Public Washroom Strategy which aims to improve access to safer and cleaner washrooms for all Edmontonians and visitors.

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Property Assessment Services – Housing Development Incentive Program

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Housing Development Incentive Program consists of phasing-in assessment values on newly constructed apartment buildings with two or more units and existing buildings being refurbished to add more rental units.

The program is for developers and builders of multi-family dwellings aimed at the creation of additional rental units within the province of New Brunswick.

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Project assistance Home section

Amount:

$50,000

Type of Program:

Grant

Description:

The Ministry of Culture and Communications’ mission is to contribute to the influence of culture and communications, to the individual and collective development of the population, and to the establishment of an environment conducive to the creation and vitality of territories. These mission elements constitute facets of cultural vitality and communications.

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Pilot or immobilization projects on the ground

Amount:

$300,000

Type of Program:

Grant, Loan, Investment

Description:

This program aims to support the implementation of innovative projects that will encourage the population and visitors to use more active and collective modes of transport during festivals and tourist events.

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Opportunity Response Program

Amount:

$30,000.00

Type of Program:

Grant

Description:

The Opportunity Response (OR) program is designed to fund projects that help create unique spaces or benefits for the public realm.

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Office-to-Residential Construction Conversion Grant

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Office-to-Residential (OTR) Construction Conversion Grant offers a per-unit incentive grant, functioning as a forgivable loan, for eligible office-to-residential conversion projects.

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Nunalingni Piruqpaalirut Fund or Growth in our Land Fund (NPF)

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Nunalingni Piruqpaalirut Fund or Growth in our Land Fund (NPF) provides financial resources to support the community housing sector in Nunavut. It was created in partnership with the Nunavut Housing Corporation (NHC), under the Nunavut 3000 Strategic Plan, to address several housing priorities across the territory.

The fund will help increase the affordable housing stock, reduce homelessness, and leverage the overall resources to expand the housing continuum.

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Novoclimat: Small Multiple-Unit Building

Amount:

N/A

Type of Program:

Grant, Investment

Description:

The Novoclimat program promotes the construction of new, high energy performance homes, according to specific construction requirements. It should be noted that the purchase of a condominium in a Novoclimat certified building does not entitle the owner to financial assistance, which is paid instead to the project’s promoter.

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Novoclimat: Big Multiple-Unit Building

Amount:

N/A

Type of Program:

Grant, Investment

Description:

The Novoclimat program applies to buildings of over 600 m² with up to 10 storeys in which electricity, natural gas or residual forest biomass is the main source of energy. The buildings must be newly built or undergoing major renovation.
It should be noted that the purchase of a condominium in a Novoclimat certified building does not entitle the owner to financial assistance, which is paid instead to the project’s promoter.

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LEED Grant Program

Amount:

no fixed amount

Type of Program:

Grant

Description:

The intent of the LEED Grant Program is to provide an economic catalyst for the construction and or redevelopment of sustainable industrial, commercial, mixed-use and multi-unit residential (as defined in Part 3 (Group C) of the National Building Code) buildings and land development in the urban area. This program applies to the Hamilton LEEDING the Way Community Improvement Project Area (as such boundaries are presently defined).

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Land for Housing Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Land for Housing Program helps create affordable housing. Private developers and community housing developers can apply for provincially owned land available through the Land for Housing Program.

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Interior Building Improvement Grant

Amount:

$20,000

Type of Program:

Grant

Description:

This is a matching reimbursement grant for interior renovations

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Indigenous Housing Grant Stream

Amount:

No fixed amount.

Type of Program:

Grant

Description:

The Affordable Housing Investment Program includes a grant stream specifically for Indigenous-led housing providers. It provides limited capital funding to Indigenous organizations to build new affordable housing units and/or rehabilitate existing affordable housing units.

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Indigenous Housing Fund (IHF)

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Province of British Columbia created the Indigenous Housing Fund in 2018. This fund represents a $1.7-billion investment to build more than 3,500 affordable homes on and off reserve. There are now more than 3,220 new affordable homes open or underway through the IHF program since its launch in 2018.

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Housing Initiatives Fund

Amount:

$1,000,000

Type of Program:

Grant

Description:

The Housing Initiatives Fund provides funding for affordable rental housing projects across the Yukon.

There are 2 streams:
a) shovel-ready projects in the Yukon; and
b) project concepts.
Eligible projects must include a minimum of 4 affordable units in Whitehorse and 1 unit in communities.

You can combine the Housing Initiative Fund with other government funding programs.

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Housing Accelerator Fund Rental Housing Grant

Amount:

$300,000

Type of Program:

Grant

Description:

The goal of the Housing Accelerator Fund Rental Housing Grant Program is to increase the supply of rental housing using incentives during the Housing Accelerator Fund funding period. Both non-profit and private sector developers as defined below are eligible for funding under the Program subject to Program guidelines. Projects developed under this Program will promote the “missing middle“housing forms. Incentives are aligned with the City of Fredericton’s Imagine Fredericton – Municipal Plan with funding prioritized to the Urban Core and New Neighbourhoods. Development in certain areas outside the identified growth areas will also be considered. Projects located in the Urban Core include a focus on the development of affordable housing.

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Heritage NL Structure Designation

Amount:

No fixed amount

Type of Program:

Grant

Description:

Registered Heritage Structures are generally heritage buildings or engineering works that are good examples of their type in a good state of preservation and which help to tell the diverse stories of Newfoundland and Labrador.

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Heritage NL Revitalization Grant

Amount:

$40,000

Type of Program:

Grant

Description:

Heritage NL is looking for projects that blend the restoration of a designated property with community planning workshops, architectural history research, and opportunities for transmission of traditional skills related to conservation of the site or the site’s history. The grant is intended to direct funding to projects that demonstrate community value as well as a need for material conservation.

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Heritage NL Maintenance Grants

Amount:

$3,000

Type of Program:

Grant

Description:

All Registered Heritage Structures are eligible to apply for a Maintenance Grant once every three (3) years, dated from the last payment of a grant for that property. Maintenance grants cover 50% of eligible expenses for exterior work using traditional materials, with costs for repair/replacement to historic windows covered to 80%, both to a maximum of $3,000. There is no fixed deadline for the submission of a Maintenance Grant application. The number of grants approved in a year will be based upon available funding.

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Heritage Incentives Program

Amount:

$25,000

Type of Program:

Grant

Description:

The Heritage Incentives Program provides matching grants (50 per cent) of up to $15,000 for residential properties and $25,000 for commercial properties to complete exterior conservation work on a municipally registered heritage property.

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Heritage Financial Incentive

Amount:

No fixed amount

Type of Program:

Grant

Description:

The City of St. John’s aims to conserve significant heritage resources including buildings and streetscapes. The Heritage Financial Incentives Program assists property owners to maintain designated heritage buildings and homes. Properties in the City’s Heritage Areas will also be considered.

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Help for broadcasting locations

Amount:

No specific amount was identified.

Type of Program:

Grant, Loan, Investment

Description:

Through this program, SODEC contributes to the consolidation of broadcasting venues essential to the development and diversity of Quebec talent.

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Hamilton Heritage Property Grant (HHPG) Program

Amount:

$150,000

Type of Program:

Grant

Description:

The Hamilton Heritage Property Grant (HHPG) Program is intended to provide financial assistance in the form of a grant for structural / stability work required to conserve and restore heritage features of properties used for commercial, institutional, industrial or multi-residential purposes; the conservation and restoration of heritage features of properties; and for heritage studies/reports/assessments for properties that are designated under Parts IV or V of the Ontario Heritage Act.

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Hamilton Heritage Conservation Grant Program (HHCGP)

Amount:

$5,000

Type of Program:

Grant

Description:

The Hamilton Heritage Conservation Grant Program (HHCGP) is intended to provide financial assistance in the form of matching grants between $1,000 to $5,000 for the conservation and restoration of cultural heritage resources. The objective of the Hamilton Heritage Conservation Grant Program is to assist in the on-going conservation of heritage properties designated under the Ontario Heritage Act that are not eligible for the Hamilton Heritage Property Grant Program (HHPGP).

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HAF Modular and Manufactured Grant Program

Amount:

$20,000

Type of Program:

Grant

Description:

The City of Fredericton’s Housing Accelerator Fund (HAF) Modular and Manufactured Housing Grant program provides grants to facilitate the use of modular or manufactured construction for new rental or home ownership units. It is intended to further reduce the cost of construction for new
housing units and provide an opportunity to further grow the missing middle housing option. Both nonprofit and private sector developers as defined below are eligible for funding under the Program subject to Program guidelines.

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HAF Missing Middle Intensification Grant

Amount:

$15,000

Type of Program:

Grant

Description:

The goal of the Housing Accelerator Fund Middle Intensification Grant Program is to develop new dwelling units on properties containing existing buildings in the City of Fredericton during the Housing Accelerator Fund funding period.

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Growth Areas Housing Grant Program

Amount:

$150,000

Type of Program:

Grant

Description:

The main purpose of the HAF Growth Areas Housing Grant Program is to incentivize, by way of grants, the development of new housing in Development Charge Areas over the CMHC, HAF funding period (2023 – 2026). The HAF Growth Areas Housing Grant Program includes a per-door incentive grant for landowners and developers in Development Charge Areas to be disbursed upon the successful completion of the building’s foundation

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Future Ready (FR) program

Amount:

$10,000

Type of Program:

Grant

Description:

The Future Ready (FR) program provides support for Ontario-based SMEs working in CIT’s four key sectors (Advanced Manufacturing, Construction, Agri-food and Mining) to upskill/reskill current employees on Critical Technologies (5G and advanced networks, AI, Blockchain, Cybersecurity, Quantum,
and Robotics) to support the company’s adoption of Critical Technologies and commercialization of new products and services. Under this program eligible SMEs receive support to hire an external third-party consultant to train their employees in the adoption and implementation of these Critical Technologies.

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Financial Incentives Program: Functional improvement grants

Amount:

$400,000

Type of Program:

Grant

Description:

This program also provides functional improvement grants for 15% of the cost for materials and labour up to a maximum grant of $400,000 to install or repair integral building systems, including work to bring these systems up to current building code requirements, improve their energy efficiency (including plumbing, heating, electrical, etc.) or improve their accessibility (including ramps, equipment, etc.).

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Financial Incentives Program: Dual grants

Amount:

No fixed amount

Type of Program:

Grant

Description:

A single grant application can apply for both a conservation grant and a functional improvement grant simultaneously. Also, conservation work exceeding $100,000 is eligible for inclusion in a 15 per cent functional improvement grant. For example, a conservation project costing $150,000 would be eligible for a 50 per cent conservation grant of $50,000 plus a 15 per cent functional improvement grant of $7,500.

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Financial Incentives Program: Conservation grants

Amount:

$50,000

Type of Program:

Grant

Description:

The Financial Incentives Program for Schmidtville and Old South Suburb HCDs provides conservation grants for 50% of the cost for materials and labour up to a maximum grant of $50,000 to complete exterior conservation work on properties located within the boundaries of these two HCDs.

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Financial assistance for an infrastructure implementation project

Amount:

No specific amount was identified.

Type of Program:

Grant, Subsidy

Description:

This component of the Thermal Waste Valorization program, called Support for the implementation of infrastructure aimed at capturing and distributing thermal waste , offers financial assistance for the design, construction and commissioning of eligible infrastructure.

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Financial assistance for a feasibility study

Amount:

$150,000

Type of Program:

Grant, Subsidy

Description:

This component of the Thermal Waste Valorization program, called Support for the implementation of feasibility studies , offers financial assistance to support the implementation of a feasibility study for an infrastructure project aimed at capturing and distributing thermal waste.

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Enbridge Gas New Construction: Savings by Design Residential

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Savings by Design Residential program gives production builders free access to industry experts and energy modelling to build a Net Zero Energy Ready discovery home plus qualify for incentives to build to ENERGY STAR© for New Homes standards.

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Enbridge Gas New Construction: Affordable Multi-Family Housing New Construction

Amount:

$200,000

Type of Program:

Grant

Description:

The Affordable Multi-Family Housing New Construction is designed to provide incentives to builders or energy modelling company making capital improvement projects that will help save energy and money, and keep their building running optimally. Also, this provides incentives to eligible customers who are implementing high-efficiency equipment.

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Enbridge Gas Equipment Upgrades: Multi-Unit Residential In-Suite Fixed Incentive Program

Amount:

$50,000

Type of Program:

Grant

Description:

Through their Equipment Upgrades: Multi-Unit Residential In-Suite Fixed Incentive Program, Enbridge Gas offers financial incentives to all their eligible customers who will take advantage of energy-saving technologies such as heat-recovery ventilators (HRV) and energy-recovery ventilators (ERV). These technologies save energy by decreasing the load on the building’s heating system.

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Enbridge Gas Building Automation: Affordable Multi-Family Housing Program, Commercial Custom Retrofit Program, and Industrial Custom Engineering Program

Amount:

$200,000

Type of Program:

Grant, In-Kind Support

Description:

The Building Automation program provides funding for building automation systems (BAS). BAS is an efficient way to increase a building’s flexibility to respond to a variety of operating conditions. Monitoring, managing and adjusting key energy systems from a single touchpoint is an effective way to optimize energy use automatically. Building owners and energy managers need to reassess control of indoor spaces as there are challenges on fluctuating occupancy levels, increased ventilation requirements and tighter budgets whether they run a large office building or affordable housing.
This program offers incentives through the following:
1. Affordable Multi-Family Housing Program;
2. Commercial Custom Retrofit Program;
3. Industrial Custom Engineering Program.

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Enbridge Gas Boilers: Affordable Multi-Family Housing Program, Commercial Custom Retrofit Program, and Industrial Custom Engineering Program

Amount:

$200,000

Type of Program:

Grant, In-Kind Support

Description:

The Boilers program is designed to provide system upgrade, expert help and incentives to improve boiler energy efficiency and saves money. Without proper system design, boilers can waste energy and increase operational costs. Enbridge Gas’ Energy Solutions Advisors can help eligible customers identify projects and take advantage of incentives through the following programs:
1. Affordable Multi-Family Housing Program;
2. Commercial Custom Retrofit Program;
3. Industrial Custom Engineering Program.

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Enbridge Gas Audits, Studies & Assessments: Industrial Studies & Assessments

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Industrial Studies & Assessments program is offered to customers that uncover energy-saving opportunities in their facilities. From equipment and processes to complex systems, evaluating the facility’s energy performance can help determine the financial benefits of investing in energy-efficient improvements.

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EcoPerformance:Financial assistance for the redevelopment of a building’s mechanical systems

Amount:

$100,000.00

Type of Program:

Grant

Description:

The Building Mechanical Systems Redevelopment component of the EcoPerformance program provides financial support for projects that aim to reduce energy consumption by optimizing the operation of heating, ventilation, air conditioning and lighting systems in buildings on an existing site.

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Economic Development & Growth in Employment (EDGE) Incentive Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Economic Development and Growth in Employment (EDGE) Incentive Program supports new construction or major renovation of buildings in targeted employment sectors. The program provides tax increment equivalent grants, whereby the City refunds a portion of the increase in property taxes that results from new development or redevelopments.

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Downtown Densification Grant Program

Amount:

$300,000

Type of Program:

Grant

Description:

The main purpose of the Accelerator Funding for Downtown Densification Grant Program is to
incentivize, by way of grants, the development of new housing developments in Downtown Moncton
over the HAF funding period (2023-2026). The program includes a per-door incentive grant for new
dwelling units disbursed upon the successful completion of the building’s foundation.

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Development Incentive Program – New Commercial Development Grant

Amount:

$100,000

Type of Program:

Grant

Description:

The Development Incentive Program supports the evolution of attractive, pedestrian-friendly
main streets, one new commercial or mixed-use building at a time. The program provides
matching reimbursement grants to cover a portion of eligible costs. Sites must be located
within Business Improvement Areas or other Council-approved Target Areas.

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Development Incentive Program – Mixed-Use Development Grant

Amount:

$200,000

Type of Program:

Grant

Description:

The Development Incentive Program supports the evolution of attractive, pedestrian-friendly
main streets, one new commercial or mixed-use building at a time. The program provides
matching reimbursement grants to cover a portion of eligible costs. Sites must be located
within Business Improvement Areas or other Council-approved Target Areas.

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Development Incentive Program

Amount:

$200,000

Type of Program:

Grant

Description:

This program offers support of up to a maximum for constructing new commercial buildings, and support constructing new mixed-use developments.

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Development Charge Exemption for Industrial Development

Amount:

No fixed amount

Type of Program:

Grant

Description:

If development includes the enlargement of the gross floor area of an existing industrial building, the amount of the development charge that is payable in respect of the enlargement is determined in accordance with Section 4 and Regulations of the Ontario Development Charge Act, 1997, c. 27.

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Development and Commercialization Program

Amount:

$200,000

Type of Program:

Grant

Description:

The Development and Commercialization (DC) Program supports the development and commercialization of Ontario made products and services that integrate/adopt Critical Technologies (5G and advanced networks, AI, blockchain, robotics, quantum, cybersecurity) related to four key sectors: Advanced Manufacturing, Agri-Food, Construction and Mining.

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Corner Store Grants – Corner Store Interior Grant – Standalone Commercial Buildings

Amount:

$10,000

Type of Program:

Grant

Description:

The Corner Store grant program is targeted to Neighbourhood Commercial properties or properties that meet the commercial needs of local residents.
Improvements to an underutilized ground floor or vacant commercial interior space.

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Corner Store Grants – Corner Store Interior Grant – Small Commercial Centre

Amount:

$20,000

Type of Program:

Grant

Description:

The Corner Store grant program is targeted to Neighbourhood Commercial properties or properties that meet the commercial needs of local residents.

Improvements to an underutilized ground floor or vacant commercial interior space.

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Corner Store Grants – Corner Store Exterior Grant – Standalone Commercial Buildings

Amount:

$15,000

Type of Program:

Grant

Description:

The Corner Store grant program is targeted to Neighbourhood Commercial properties or properties that meet the commercial needs of local residents.

Exterior improvements to active storefronts

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Corner Store Grants – Corner Store Exterior Grant – Small Commercial Centre

Amount:

$60,000

Type of Program:

Grant

Description:

The Corner Store grant program is targeted to Neighbourhood Commercial properties or properties that meet the commercial needs of local residents.

Exterior improvements to active storefronts.

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Community Housing Fund (CHF)

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Province of British Columbia created the Community Housing Fund (CHF) in 2018. This fund is a $3.3-billion investment to build more than 20,000 affordable rental homes for people with moderate and low incomes by 2031-32. Approximately 9,000 of these homes are open or underway across the province.

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Commercial Vacancy Assistance (CVA) Program

Amount:

$10,000

Type of Program:

Grant

Description:

The Commercial Vacancy Assistance (CVA) Program will provide financial assistance in the
form of a Grant to new permanent or ‘pop­up’ commercial tenants of a presently vacant at, or
below grade, commercial space so as to make permanent interior improvements for the
purposes of improving the attractiveness and usability of the space for the intended
commercial use. To be eligible, the intended commercial use must be accessible to the public/
customers and may include, but not be limited to, retail uses, artists studios/galleries
containing a retail component, personal service businesses, microbreweries, commercial
entertainment uses, commercial recreation uses and/or dine-in or take-out restaurants

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Commercial District Revitalization Grant Program

Amount:

$12,500

Type of Program:

Grant

Description:

The Commercial District Revitalization Grant Program is intended to provide
Grants that will support long-lasting and predominantly exterior physical improvements to the
appearance, accessibility and environmental sustainability of commercial or mixed-use
commercial properties located within strategic commercial districts, including Business
Improvement Areas (BIA), whose visibility and long-term success contributes to Hamilton’s
image for both residents and visitors. Activities supported by this program include:
• Exterior building façade improvements;
• Exterior/interior improvements that achieve Accessibility for Ontarians with Disabilities
Act (AODA) standards;
• Exterior building/property improvements which improve appearance or functionality
including those that enhance environmental sustainability of the building/property; and
• Limited interior mechanical/ventilation improvements for restaurant uses

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Commercial District Housing Opportunities Program

Amount:

$600,000

Type of Program:

Grant, Loan

Description:

The Commercial District Housing Opportunities Program (the Program) is intended to provide
financial assistance in the form of a low-interest Loan and Grant to promote the improvement
or development of dwelling units that will create new/improved housing opportunities support
robust local commercial district populations that add vibrancy and support demand for local
commercial businesses/services. Activities supported by this program include:
– Converting existing non-residential spaces into dwelling units where permitted in accordance with the applicable City zoning by-law;
– Undertaking renovations to existing dwelling units;
– Creation of new dwelling units, including accessory Dwelling Units, via building additions or new detached accessory buildings, including laneway housing; and/or
– Creation of new dwelling units through development of vacant land, surface parking lots or redevelopment of existing buildings.

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ClimatSol Plus program

Amount:

Varies depending on project scope; up to 75% of eligible expenses for municipalities, up to 50% for private landowners

Type of Program:

Grant

Description:

The ClimatSol-Plus program supports the implementation of the Soil Protection and Rehabilitation of Contaminated Sites Policy and the achievement of its action measures. Reusing contaminated land, which is often located in the heart of cities and served by a wide range of infrastructure, is an undeniable advantage, both from an economic and environmental standpoint. In implementing the ClimatSol-Plus program, Québec ensures ongoing funding for the rehabilitation of contaminated lands.

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Business Improvement Area Missing Middle Residential Infill Grant Program

Amount:

$150,000

Type of Program:

Grant

Description:

The main purpose of the Business Improvement Area Missing Middle Residential Infill Grant Program
is to incentivize, by way of grants, the development of new housing developments within Moncton’s
Business Improvement Area (BIA) over the HAF funding period (2023-2026). The program includes a
per-door incentive grant for new dwelling units disbursed upon the successful completion of the
building’s foundation.

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Beautification Grant Program

Amount:

$6,000

Type of Program:

Grant

Description:

The purpose of the Urban Beautification Program Old North End Pilot is to provide incentives for
people living in the Old North End to invest in the beautification of the façades of their homes
and small businesses, or the landscaping of their front yards. Increased reinvestment in the
facades and front yards of properties coordinated with community enhancement and
enforcement will result in a more desirable streetscape. The Program prioritizes transformative
projects which seek to restore original character elements or use high quality materials and well
accepted design practice to revitalize facades. As part of the Old North End Pilot Program,
incentives will remain available in the Central Peninsula for a transition period.

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Barton / Kenilworth Tax Increment Grant (BKTIG) Program

Amount:

no fixed amount

Type of Program:

Grant

Description:

The Barton/Kenilworth Tax Increment Grant Program is intended to provide a Grant to incentivize property owners located along the Barton Street East and Kenilworth Avenue North commercial corridors to develop, redevelop or otherwise improve properties and/or buildings (including designated heritage buildings) in a manner that will support the broader revitalization of these districts as well as generate new municipal property tax revenue through increased property assessments.

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Barton / Kenilworth Revitalization Grant (BKRG) Program

Amount:

$50,000

Type of Program:

Grant

Description:

The Barton / Kenilworth Revitalization Grant Program is intended to support the development
of properties as well as the maintenance, functionality, viability, accessibility and aesthetics of
existing commercial, mixed use commercial, multi-residential or institutional use buildings
within the Barton Street and Kenilworth Avenue North commercial corridors which were the
subject of the Barton and Kenilworth Commercial Corridors Study.

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Atlin Capital Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Atlin Capital program provides grant funding to support community infrastructure projects that will strengthen the local and regional economy. The program supports public multi-use facilities or capital investments that drive revenue and job creation and will provide a long-term asset for the community of Atlin.

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Atlin Business Façade Improvement Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Atlin Business Façade Improvement program provides grant funding for local businesses and not-forprofits to enhance businesses façades, catalyzing economic development in the community. The grant
funding provides a rebate to business/building owners to invest in aesthetic improvements to storefronts
that encourages increased walk-in traffic and patronage of commercial establishments.
The Business Façade Improvement Atlin program represents a partnership between the Province of B.C.’s
Ministry of Housing and Municipal Affairs and Northern Development who have both provided funding
for this initiative.

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Affordable Rental Housing Program – Private Sector Stream

Amount:

$95,000

Type of Program:

Grant

Description:

The Affordable Rental Housing Program (ARHP) is funded by NLHC and partners with private and community housing developers to create new affordable rental units for lower income households. Support is provided through capital funding in the form of a forgivable loan for new construction projects, conversion from non-residential or additions to an existing residential structure. Funding amounts are determined by a combination of project location and attributes

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Affordable Multi-Family Housing Program

Amount:

$200,000

Type of Program:

Grant, In-Kind Support

Description:

The Affordable Housing Multi-Residential program offers incentives* to help you upgrade to high-efficiency equipment. Working with you at every step, our Energy Solutions Advisors are here to help you make capital improvement projects that will help you save energy and money and keep your building running optimally.

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Affordable Housing Property Tax Adjustment

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Cape Breton Regional Municipality’s Affordable Housing Property Tax Adjustment Policy aims to incentivise developers, who create four or more new affordable housing dwelling units and agree to maintain affordability for at least 10 years, by reducing municipal property taxes over a 10-year period.

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Affordable Housing Permit and Community Planning Fees Grant

Amount:

No fixed amount

Type of Program:

Grant

Description:

The purpose of the Affordable Housing Permit and Community Planning Fee Grant is to facilitate the
development of Deeply Affordable Housing units in the City of Fredericton by a charitable or non-profit
organization or other incorporated entity. The Program helps eligible applicants decrease project
development costs by providing grants equal to the costs of municipal community planning fees and
municipal building and plumbing permit fees.
The grant may also help applicants obtain funding from federal and/or provincial housing programs as
these often require partnerships with other levels of government.

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Affordable Housing Now: Capital Grants

Amount:

$250,000.00

Type of Program:

Grant

Description:

Affordable Housing Now provides eligible projects with support through two funding streams: Tax Increment Financing (TIF) Grants and Capital Grants.

The Affordable Housing Now Program provides support for the development of affordable rental housing that is also eligible through a funding program of the National Housing Strategy.

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Affordable Housing Grant for New Developments

Amount:

No fixed amount

Type of Program:

Grant

Description:

This grant aims to assist with municipal costs such as building permits, demolition permits, subdivision applications, and more costs associated with developments that create additional affordable units.

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Affordable Housing Grant for Existing Affordable Housing

Amount:

No fixed amount

Type of Program:

Grant

Description:

This grant aims to assist with costs of municipal permits, demolition permits, and other fees associated with the repairing and/or retrofitting of existing affordable units.

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Affordable Housing Grant

Amount:

$200,000

Type of Program:

Grant

Description:

The Cape Breton Regional Municipality’s Affordable Housing Grant Policy aims to support the development of new affordable housing within the municipality by offering a one-time grant. The Affordable Housing Grant is for property owners who create affordable housing and agree to maintain affordability for at least 10 years.

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Affordable Housing Development Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The Affordable Housing Development Program supports the creation of affordable housing. Private developers and community housing developers can apply for forgivable loans from the Affordable Housing Development Program to help fund the construction of new housing or the conversion of non-residential buildings. Both must include affordable rental units for households with low to moderate income.

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Accessory Dwelling Unit Grant Program

Amount:

No fixed amount

Type of Program:

Grant

Description:

The main purpose of the HAF – Accessory Dwelling Unit Grant Program is to incentivize, by way of grants, the development of new dwelling units in low density areas over the CMHC, HAF funding period (2023 – 2026). The HAF – Accessory Dwelling Unit Grant Program includes an incentive grant for landowners to be disbursed upon the final inspection of the building.

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Aboriginal Business Investment Fund

Amount:

$750,000.00

Type of Program:

Grant

Description:

The Aboriginal Business Investment Fund (ABIF) can partially or completely fund capital costs for Indigenous community-owned economic development projects. ABIF is an initiative that improves social and economic outcomes for Indigenous communities by building partnerships and investing in economic opportunities.

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Maurice

About the author

Maurice

Maurice (Moe) Muise learned the ins-and-outs of government while an employee of the Government of Canada in Ottawa for 10 years. His current focus is helping small businesses in Canada to identify and maximize funding to grow their business.

Energy Efficiency Business Grants in Canada: Current Grants + Tips for Applying

Business Expansion Grants in Canada: Current Grants + Tips for Applying

Equipment Purchase Grants in Canada: Current Grants + Tips for Applying

Research & Development Business Grants in Canada: Current Grants + Tips for Applying

Technology Adoption Business Grants in Canada: Current Grants + Tips for Applying

Working Capital Grants in Canada: Current Grants + Tips for Applying

Exporting Grants in Canada: Current Grants + Tips for Applying

Startup Business Grants in Canada: Current Grants + Tips for Applying

Immigrant Business Grants in Canada: Current Grants + Tips for Applying

Student Business Grants in Canada: Current Grants + Tips for Applying